Portfolio context
Assess how a private-credit allocation may complement, rather than replace, a client’s liquid fixed-income and diversified investment holdings.
For financial advisors and wealth managers
Private Credit for Financial Advisors Serving Accredited Investors
Evaluate a real estate-secured private credit strategy through an advisor-first diligence process built around clear documentation, defined note terms, disciplined underwriting and direct access to the fund team.
For informational and due-diligence purposes only. The offering is available only to verified accredited investors who satisfy applicable suitability requirements. This page is not an offer to sell securities or investment advice.
Offering structurePrivately offered collateralized notes
Primary strategySenior-secured real estate lending
Note maturities24, 36 and 48 months
Investor eligibilityVerified accredited investors
A clearer alternative-investment conversation
Give private credit a defined role in client portfolio discussions
Mid Atlantic Secured Income Fund originates and manages a portfolio primarily composed of short-term, senior-secured real estate loans. For advisors researching income-focused alternatives, the strategy offers a way to evaluate contractual note income and collateral-based underwriting without relying on daily public-market pricing. The Fund’s objectives are not guaranteed, and every recommendation requires independent diligence and client-specific suitability analysis.
Underwriting visibility
Review the Fund’s collateral approach, borrower selection, loan structure, exit analysis and portfolio-level risk controls.
Advisor-ready diligence
Begin with the current offering memorandum and an advisor overview, then address firm-specific legal, compliance and operational questions directly.
How the strategy works
From investor capital to a managed private-credit portfolio
Capital is invested through Fund notes
Eligible investors purchase notes issued by the Fund under the terms of the governing offering documents.
The Fund originates or acquires qualified assets
The primary strategy centers on shorter-term real estate loans, including senior-position mortgage loans and other real estate-related credit opportunities.
Underwriting emphasizes collateral and repayment
The manager evaluates borrower experience, collateral value, project economics and a defined sale, refinance or other repayment path. Collateral can reduce certain risks but cannot eliminate loss.
Borrower payments support note obligations
Interest and principal received from portfolio assets support the Fund’s obligations, subject to expenses, defaults, timing, leverage and the other risks described in the PPM.
Advisor due-diligence center
Start with the documents that govern the investment
Marketing summaries can help frame a conversation, but the current Private Placement Memorandum and related subscription documents control. Review them with your firm’s legal and compliance professionals before recommending or facilitating an investment.
2026 Private Placement Memorandum
Review the offering structure, investor qualifications, note terms, use of proceeds, fees, manager authority, conflicts, leverage, liquidity limitations and detailed risk factors.
Financial Advisor Overview
Use the two-page overview as an initial discussion aid, then validate every material statement against the current PPM and information supplied during diligence.
Material considerations
Private credit can add a differentiated exposure – and meaningful risk
Advisors should present potential benefits and limitations together. Among other matters described in the PPM:
- The notes are unregistered private-placement securities and are offered only to verified accredited investors who meet the Fund’s suitability standards.
- The investment is illiquid. There is no public trading market, and investors should be prepared to hold through the stated maturity or longer.
- Early repayment is not assured. Requests are subject to timing requirements, fees, Fund-level limits and the Manager’s approval.
- Collateral and lien positions do not guarantee repayment or prevent loss. Real estate values, borrower defaults, foreclosure timing and disposition costs can affect recovery.
- The Fund may use leverage, which can magnify gains and losses and may affect cash available for note obligations.
- The Fund pays management, servicing and other expenses, and the offering documents describe potential conflicts involving the Manager and affiliates.
- Investors may lose some or all of their investment. Neither income, principal repayment nor the Fund’s investment objectives are guaranteed.
A practical advisor workflow
Move from initial interest to documented diligence
| 1. Introductory review | Discuss the strategy, intended portfolio role, current availability and the questions your firm needs answered before beginning formal diligence. |
|---|---|
| 2. Document review | Examine the PPM, subscription documents and current note schedule. Request supporting information necessary for your independent review. |
| 3. Firm approval and suitability | Follow your own supervisory, legal, compliance, due-diligence and client-suitability procedures. The Fund does not replace an advisor’s obligations. |
| 4. Accredited-investor verification | Prospective investors must establish accredited status and satisfy the Fund’s eligibility and suitability requirements before acceptance. |
| 5. Client onboarding | Approved investors complete the applicable subscription and verification process. Acceptance remains subject to the Manager’s discretion. |
Frequently asked questions
Private credit questions financial advisors commonly ask
Who is eligible to invest?
The offering is intended only for verified accredited investors who also satisfy the Fund’s suitability requirements. The Manager may accept or reject a subscription in its discretion. Advisors should consult the current PPM and their own compliance professionals.
What is the minimum investment?
The current PPM states a $50,000 minimum investment, although the Manager may adjust or waive the minimum in its discretion. The governing documents and current note schedule should be confirmed before a recommendation.
What note terms are available?
The current PPM describes 24-, 36- and 48-month note maturities. Availability, interest rates and other terms may change, so advisors should request the current note schedule.
Are the notes liquid?
No public market exists for the notes. Investors should be prepared to hold through maturity or longer. Early repayment requests are restricted, may involve fees and require advance notice and Manager approval.
Does real estate collateral protect principal?
Collateral and senior lien positioning are risk-management features, not guarantees. Property values can decline, borrowers can default, liens can be challenged, and enforcement or disposition can be delayed or costly. Investors may lose some or all of their investment.
Can an advisor rely on the overview instead of the PPM?
No. The advisor overview is a discussion aid. The PPM and related governing documents contain the controlling terms, disclosures and risk factors and should be reviewed in full.
How should potential advisor compensation be handled?
Any placement, referral or other compensation arrangement must be expressly documented, legally permitted, approved by the advisor’s firm and disclosed as required. Advisors should contact the Fund and consult their compliance professionals before discussing compensation.
Begin the diligence conversation
Bring your questions. Leave with a clearer framework.
Schedule a focused conversation about the Fund’s strategy, offering documents, advisor diligence process and potential fit for eligible accredited clients. No recommendation or commitment is required.
Important disclosure: This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or investment, legal or tax advice. An offer may be made only through the current Private Placement Memorandum and related subscription documents to investors who satisfy applicable eligibility and suitability requirements.
The notes are not FDIC insured, are not bank deposits, have no bank or government guarantee, are illiquid and involve a substantial risk of loss, including possible loss of the entire investment. Past results, targets and objectives do not guarantee future results. Prospective investors should review all offering documents and consult independent financial, legal and tax professionals.