The Mid Atlantic Fund

Senior-Secured Private Credit.
Disciplined by Design.

Mid Atlantic Secured Income Fund gives accredited investors access to a private credit strategy focused on short-term, first-position real estate loans. Our approach combines collateral-focused underwriting, defined investment terms, and monthly or semi-annual distributions, subject to the terms and risks described in the offering documents.

459

Lifetime Projects Financed

$139.3M

Lifetime Funds Lent

196 Months

Consecutive Distributions

Our Trusted Partners

As Featured In

Senior-Secured Private Credit.
Disciplined by Design.

Mid Atlantic Secured Income Fund gives accredited investors access to a private credit strategy focused on short-term, first-position real estate loans. Our approach combines collateral-focused underwriting, defined investment terms, and monthly or semi-annual distributions, subject to the terms and risks described in the offering documents.

459

Lifetime Projects Financed

$139.3M

Lifetime Funds Lent

196 Months

Consecutive Distributions

Our Trusted Partners

As Featured In

What We Do

We originate, fund, and service short-term, first-position real estate loans for new construction, acquisition, renovation, redevelopment, and bridge financing. Investor capital is deployed through a defined private credit strategy supported by collateral review, borrower assessment, market analysis, and ongoing loan servicing.

Why We Do It

Our purpose is to connect accredited investors seeking contractual income with experienced borrowers developing housing and commercial projects. The strategy is designed to emphasize disciplined credit selection, current income, and clearly defined risk controls while supporting productive real estate activity.

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Ways We Lend

Our lending platform provides short-duration financing structured around each borrower, property, project plan, and exit strategy:

New Construction Loans

Financing for qualified builders and developers constructing residential or commercial properties.

Renovation and Redevelopment Loans

Capital for acquiring, improving, repositioning, or completing non-owner-occupied real estate projects.

Bridge Loans

Short-term financing for time-sensitive acquisitions, transitions, refinancings, and defined business plans.

Business Capital, Receivables and Invoice Factoring

Working-capital solutions that convert eligible receivables and invoices into earlier access to business liquidity.

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Key Metrics

Model Potential Investment Income

Use our investment calculator to explore illustrative distributions under selected investment amounts, terms, and payment schedules. Results are estimates, not guarantees.

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Portfolio Experience, Reported Transparently

Management-reported portfolio snapshot as of August 2026:

  • $31.7 million in assets under management
  • 49 current open projects
  • 459 lifetime projects financed
  • $139,313,500 in lifetime funds lent
  • 196 consecutive months of distributions
  • 66.2% reported portfolio loan-to-value

These figures describe historical and current operations and do not guarantee future distributions, repayment, liquidity, or protection from loss. Review the current offering documents for complete terms and risks.

Due Diligence

Every loan is evaluated individually. The review considers property valuation or appraisal, borrower experience and financial capacity, project budget and timeline, market demand, exit strategy, lien priority, title, insurance, and downside scenarios. Approval and servicing standards are intended to identify and manage risk; they do not eliminate it.

How We Approach Risk

Risk management begins before funding and continues through payoff. The portfolio emphasizes first-position collateral when applicable, disciplined underwriting, diversification, documentation, construction monitoring, and active servicing. A reported portfolio LTV of 66.2% provides useful context, but collateral values can change and recovery is not guaranteed.

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Why Accredited Investors Evaluate Mid Atlantic

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Senior-Secured Focus

A strategy centered on collateral-backed, first-position real estate lending, subject to the current offering terms.

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Defined Income Structure

Monthly or semi-annual distributions may be available depending on the investment terms; distributions are not guaranteed.

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Transparent Investor Information

Access current investment documents, portfolio information, defined terms, and risk disclosures before investing.

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Specialized Lending Experience

A team focused on property-level underwriting, loan servicing, and real estate credit across market cycles.

Mid Atlantic Advisory Group, LLC  is not a registered broker-dealer, investment advisor or crowdfunding portal. Mid Atlantic does not make any recommendations regarding the appropriateness of particular opportunities for any investor. Investment opportunities may be speculative and involve substantial risk. You should not invest unless you can sustain the risk of loss of capital, including the risk of total loss of capital. Mid Atlantic Senior Secured Income Fund (“The Fund’) is a wholly owned subsidiary of Mid Atlantic. Mid Atlantic Advisory Group, LLC. The fund is being offered under Regulation D section 506(c) of the Securities Exchange Act of 1933.   All investors must be accredited and verify their accreditation as outlined by the SEC and section rule 501(a) of the Act. Credo Capital Management LLC provides asset management services to the fund and other private fund clients and does not otherwise provide investment advisory services.  Credo Capital Management is exempt from registration as an investment advisor under section 203A of the Investment Advisers Act of 1940.
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