Monthly distributions
8.25%–9.75%
- 2 years: 8.25% | $100,000–$1 million
- 3 years: 9.00% | $50,000–$5 million
- 4 years: 9.75% | $100,000–$8 million
Safe. Simple. Secured.®
Private credit, evaluated with clarity.
A diligence-first resource for accredited individual investors exploring Mid Atlantic’s real estate-secured note strategy, stated terms, risks, documents and onboarding process.
506(c)Private offering structure
Accredited onlyVerification is required
$50,000PPM-stated minimum*
24–48 monthsCore note terms described in the PPM
*The Manager may change or waive the minimum. Eligibility, availability and final terms are governed by the current offering documents and executed note.
Private credit for individual investors
Private credit for individual investors: understand before you invest.
Mid Atlantic Secured Income Fund issues private notes to eligible accredited investors and uses capital within a private-credit strategy centered on real-estate lending. The Fund’s stated emphasis is disciplined underwriting, collateral analysis and senior-secured lending; however, collateral and lien position do not eliminate credit, valuation, liquidity or loss risk.
This page is designed to help you ask better questions. It is not a substitute for the Private Placement Memorandum, subscription documents, promissory note, tax advice or independent professional diligence.
2026 management-supplied rate schedule
Stated annual interest-rate options
These are stated note rates—not historical returns, realized portfolio performance or a guarantee of payment.
Semiannual distributions
8.50%–10.00%
- 2 years: 8.50% | $200,000–$1 million
- 3 years: 9.50% | $100,000–$5 million
- 4 years: 10.00% | $500,000–$8 million
Semiannual distributions are scheduled for January and July under the supplied rate sheet.
90-day option
7.50%
Monthly distributions | stated range of $100,000–$500,000.
Management describes quarterly liquidity with 60 days’ written notice. Availability and enforceable terms must be confirmed in current approved documents and the executed note.
Rate-sheet conditions: monthly-distribution investments under $250,000 receive a 0.25 percentage-point rate reduction; qualifying $1 million-plus monthly-distribution investments for 3- and 4-year terms receive an additional 0.25 percentage point. Rates and options remain subject to replacement, eligibility, availability and governing documents. If any summary conflicts with the PPM or executed documents, the governing documents control.
Income-rate context
Compare the structure—not just the headline rate.
Yield is compensation for a specific mix of credit, duration, liquidity and market risk. A higher stated rate does not make one investment “better,” and it does not indicate safety or future performance.
The chart is a dated reference point only. Mid Atlantic’s values are stated annual note rates; the benchmarks use different methodologies and are not equivalent investments.
Dated rate context
- Mid Atlantic: management-supplied 2026 rate sheet; subject to current documents.
- 10-year Treasury: Federal Reserve H.15 via FRED, Aug. 5, 2026.
- Equity REIT dividend yield: FTSE Nareit All Equity REITs Index, June 30, 2026.
- 12-month CD national rate: FDIC, March 16, 2026.
Sources: Federal Reserve/FRED, Nareit, and FDIC. Data can change and may be revised.
Decision framework
How common income investments differ
Use this structural comparison as a starting point for diligence—not as a recommendation.
| Investment | What you own | Liquidity / pricing | Primary protections | Important risks |
|---|---|---|---|---|
| Bank CD | Deposit obligation of a bank | Defined maturity; early-withdrawal rules vary | FDIC insurance within applicable limits at insured institutions | Inflation, reinvestment and early-withdrawal risk |
| U.S. Treasury | Direct obligation of the U.S. government | Actively traded; market price changes before maturity | U.S. government credit | Interest-rate, inflation and reinvestment risk |
| Investment-grade corporate bond | Debt of a corporation | Tradable, but liquidity and spreads vary | Issuer credit and contractual priority | Default, downgrade, spread and interest-rate risk |
| Listed equity REIT | Publicly traded equity interest in a real-estate company | Exchange-traded; price can be volatile | Portfolio assets, governance and public reporting | Equity-market, property, leverage and dividend-change risk |
| Mid Atlantic private note | Private note obligation of the Fund | No public market; transfer and early repayment may be restricted | Contractual note terms and Fund portfolio; Fund emphasizes secured lending | Illiquidity, Fund/borrower credit, collateral value, leverage, conflicts and possible total loss |
Investor diligence checklist
Seven questions to ask before investing
Strong diligence goes beyond the coupon. Ask how the Fund evaluates collateral value, verifies borrower equity, monitors construction or renovation risk, manages exceptions, services delinquent loans, uses leverage and handles conflicts. Request current portfolio concentration, loss and delinquency information; understand how valuations are obtained; and compare the note’s maturity with your own liquidity needs.
Also confirm which rate schedule applies to your investment amount and distribution election, what happens at maturity, whether renewal is automatic, and which document controls if marketing materials differ. Your independent advisers can help evaluate suitability, tax treatment, retirement-account rules and how a private note fits alongside liquid reserves and other portfolio exposures.
Operating scale
Management-reported lending experience
These figures describe operating activity and scale. They are not audited investment performance, investor returns or a promise of future results.
60+combined years of experience
$141M+lifetime funds lent
464+lifetime projects financed
$36M+assets under management
Management-supplied figures. Prospective investors should request current supporting information and review the PPM before investing.
From interest to diligence
A clear path to an informed decision
Review
Read the strategy overview, PPM, risk factors, fees, conflicts and note terms.
Discuss
Ask questions about underwriting, portfolio construction, liquidity and servicing.
Verify
Complete accredited-investor verification and confirm account or SDIRA eligibility.
Subscribe
Complete onboarding and execute the controlling subscription and note documents.
★★★★★
23 Google reviews
Public Google Business Profile snapshot checked Aug. 6, 2026. Rating and count may change.
Independent public feedback
See what people share on Google.
Read the reviews directly on the Fund’s public Google Business Profile so you can see the current rating, review dates and complete reviewer comments in their original context.
Reviews reflect individual experiences and are not evidence of investment performance. No reviewer statement should be interpreted as investment advice, a guarantee or a promise of results.
Professional ecosystem
Banking relationships and SDIRA access
Investors who use retirement assets generally work with an independent self-directed IRA custodian. Custodian acceptance, fees, procedures and investment review vary.
Banking relationships
Self-directed IRA custodians investors may choose to work with
Third-party names and logos are shown for identification. They do not imply endorsement, recommendation, sponsorship or a guarantee. Mid Atlantic does not provide custody, tax or legal advice.
Diligence library
Read the documents before you decide.
The PPM contains material information—including fees, conflicts, illiquidity, leverage and the risk of total loss—that a short webpage cannot fully describe.
Individual Investor Overview
A visual introduction to the strategy and process. It is a marketing summary; the PPM and executed documents control.
2026 Private Placement Memorandum
The amended and restated April 1, 2026 offering memorandum for the Rule 506(c) private offering.
Frequently asked questions
Individual investor FAQ
Who may invest?
The offering is intended for verified accredited investors under Rule 506(c). Eligibility must be verified; access to this page or the onboarding portal does not establish eligibility.
What is the minimum investment?
The April 1, 2026 PPM states a $50,000 minimum, while also allowing the Manager to change or waive it. Specific rate options have their own investment ranges on the supplied rate sheet.
Are the stated rates guaranteed?
No. They are contractual stated annual note rates, not a guarantee of payment or future performance. Payment depends on the Fund’s ability to meet its obligations, and investors could lose some or all of their investment.
How often are distributions scheduled?
The supplied rate sheet includes monthly and semiannual options. Semiannual distributions are described as January and July. Final payment terms are determined by the executed note and governing documents.
Can I redeem or sell my investment early?
Private notes are generally illiquid and have no public trading market. The PPM describes restrictive early-repayment terms. A management-supplied rate sheet also describes a separate 90-day option with quarterly liquidity and 60 days’ notice; investors should confirm availability and controlling terms in current approved documents before relying on that option.
Does real-estate collateral eliminate risk?
No. Collateral values can decline, lien priority can be challenged, foreclosure can be delayed or costly, and proceeds may be insufficient. Secured lending is a risk-management feature—not principal protection or a guarantee.
Can I invest through a self-directed IRA?
Potentially, if an independent custodian accepts the investment and the account is eligible. Custodian rules, fees, prohibited-transaction restrictions and tax considerations apply. Consult qualified tax and legal professionals.
What fees should I review?
The PPM describes fees and expenses including an annualized management fee of 2.5% of stated Fund asset value and a servicing fee of up to 2% of unpaid principal balance of loan obligations, along with other costs and potential conflicts. Review the complete fee disclosures in the current PPM.
How do I begin?
Review the PPM, schedule a consultation if useful, and then enter the onboarding portal. You can ask questions before deciding, and you should consult your own financial, legal and tax advisers.
Ready to continue your diligence?
Important disclosure: This webpage is for general informational and marketing purposes and is not an offer to sell or a solicitation to buy securities. Any offering may be made only through definitive offering documents to eligible investors. Private investments are speculative, illiquid and involve substantial risk, including possible loss of the entire investment. Past or operating activity does not predict future results. Rates, terms, portfolio information and availability can change. Review the current PPM and executed documents, and consult independent legal, tax and financial advisers. Mid Atlantic does not guarantee principal, income, liquidity or investment results.