body {
    font-family: Arial, sans-serif;
    margin: 0;
    padding: 0;
    background: #f5f7fa;
}
.cal-header {
    text-align: center;
    padding: 20px 0;
    background: #0f2d52;
    color: #ffffff;
    border-bottom: 4px solid #ffeb3b;
}
.headcl {  color: #ffffff;
    font-size: 32px;
    font-weight: 600;
}
.headcl2 {  color: #0f2d52;
    font-size: 20px;
    font-weight: 600;
}
.cal-container {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    gap: 20px;
    width: 90%;
    max-width: 1200px;
    margin: 20px auto;
}
.cal-left-section {
    flex: 1 1 100%;
    display: flex;
    flex-direction: column;
    gap: 20px;
}
.cal-form-section, .cal-rate-sheet {
    background: #ffffff;
    padding: 20px;
    border: 1px solid #e3e6ea;
    border-radius: 8px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
}
.cal-form-section label {
    display: block;
    font-weight: bold;
    margin-bottom: 5px;
    color: #0f2d52;
}
.cal-form-section input, .cal-form-section select {
    width: 95%;
    padding: 12px 15px;
    margin-bottom: 15px;
    border: 1px solid #ced4da;
    border-radius: 6px;
    font-size: 16px;
    color: #0f2d52;
}
.cal-form-section button {
    width: 48%;
    padding: 12px;
    background: #0f2d52;
    color: #ffffff;
    border: none;
    border-radius: 6px;
    font-size: 18px;
    cursor: pointer;
}
.cal-form-section button:hover {
    background: #ffeb3b;
    color: #0f2d52;
}
.cal-rate-sheet h2 {
    margin-top: 0;
    color: #0f2d52;
}
.cal-rate-sheet table {
    width: 100%;
    border-collapse: collapse;
}
.cal-rate-sheet th, .cal-rate-sheet td {
    border: 1px solid #e3e6ea;
    padding: 12px;
    text-align: center;
}
.cal-rate-sheet th {
    background: #0f2d52;
    color: #ffffff;
}
.cal-rate-sheet td {
    background: #f9fafb;
}
.cal-roi-display {
    font-size: 16px;
    font-weight: 400;
    color: #0f2d52;
    text-align: center;
    margin-top: 10px;
}
.cal-error {
    color: red;
    font-size: 14px;
    text-align: center;
}
.cal-charts-section {
    flex: 1 1 100%;
    display: flex;
    flex-direction: column;
    gap: 10px;
}
.cal-chart-container {
    width: 100%;
    background: #ffffff;
    padding: 20px;
    border: 1px solid #e3e6ea;
    border-radius: 8px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
}
.cal-chart-container canvas {
    width: 100% !important;
    height: auto !important;
}
@media (min-width: 768px) {
    .cal-container {
        flex-wrap: nowrap;
    }
    .cal-left-section {
        flex: 1 1 50%;
    }
    .cal-charts-section {
        flex: 1 1 50%;
    }
}
@media (max-width: 480px) {
    .cal-form-section button {
        width: 100%;
    }
    .cal-chart-container {
        padding: 10px;
    }
}
.cal-btnlink {
    color: #ffffff;
    text-decoration: none;
}
.cal-disclaimer {
    background: #fff3cd;
    border-left: 4px solid #ffeb3b;
    padding: 10px;
    margin-top: 10px;
    color: #856404;
    font-size: 14px;
}